Physical injury
Sport, whether practised alone or in a team, as an amateur or a professional, subjects a person to a series of inevitable risks. Whether in a stadium, a gym or in the open air, sports see people going to their limits.
As a Professional or Manager : you need individual accident insurance in order to maintain your income during periods when you are injured or ill. Such income guarantees are dependent on the severity of the incapacity, ranging from temporary to permanent (the end of your active sports career).
As a club manager : you need physical injury insurance to be able to maintain payments to players, in the context of “No Cut” salary contracts. Football clubs may also insure a player’s transfer value to avoid any major financial loss in the case of a player’s accidental death or permanent disability.
As the head of sports federation : you need physical injury insurance for all your member organisations. The underlying goal is to provide financial compensation to people who have been injured while practising their sport or travelling to a sports event.
Tailor-made “Accident” contracts
Tolrip offers tailor-made Physical Injury insurance contracts in line with your specific needs, with the aim of insuring you against any financial loss due to an injury or illness. In many cases, this type of contract applies on a 24/7 basis, throughout the world.
Here are the different options for this complementary individual accident coverage :
TYPE OF COVERAGE
DESCRIPTION
Accidental death
Capital paid in the event of accidental death
Fixed capital dependent on the insured person’s activities
Protection for the sportsman’s family
Coverage for clubs to guarantee a player’s transfer value
End of Career
Loss of licence
Capital paid in the event of permanent total disability following an accident (injury) and/or illness
Fixed capital dependent on the insured person’s activities
Coverage allowing the sportsman to retrain for a new career.
Coverage for clubs to guarantee a player’s transfer value
Income Guarantee
Weekly compensation paid in the event of temporary total disability following an accident (injury) and/or illness
» 4-week excess
» max. 52 weeks’ compensation
Fixed compensation dependent on the insured person’s activities
Coverage for clubs in the case of NO CUT contractual clauses
Medical expenses
Coverage of treatment costs in the event of an accident
» Medical expenses
» Hospital fees
Transport and repatriation fees